Manage and improve portfolio credit quality through
strategic communication and education to support
organizations’ changing credit culture, management and
risk policies.
Provide leadership during successful major
business transitions, while defining and controlling risk.
Years of
Experience
35+ years (25+ in two large
multinational banks and 10 working with medium to
small institutions).
All in risk related assignments; most
in independent or quasi-independent problem-solving
positions.
Clients
Large
multinationals, medium sized corporations, small
business, ranging from excellent credit quality to
levels of insolvency
The restructuring
of sovereign risk/nation states external debt
The restructuring
of bank portfolios and credit cultures, both domestic
and international
Experience
Senior Credit Officer for two
of the four worldwide divisions of Bank of America:
Europe, Middle East & Africa
Started a de novo community bank in the US
Latin America Organizational
assignments, balancing Marketing and Credit
Opened de novo foreign branches
of a US bank
Problem loan work in Latin
America, Europe, Canada, Asia, Oceania and the US
Sovereign debt restructuring
ASI projects assisting banks in
Mexico Turkey, Russia, Thailand, Indonesia and others
Work
Exemplifying Expertise
Headed Domestic/Corporate Credit Department providing
leadership in loan structuring and direction. Provided
coaching and continuous education to formulate and
implement new credit policies and culture. Significantly
improved the bank’s portfolio quality and concentration
levels resulting in positive actions by bank regulators,
rating agencies and stock price, while serving on various
management committees and acting as a principal contact
for regulators. Recruited to solve a bank’s problem loans
in Asia and the Pacific, allowing for smooth sales of
units and divestiture with resolutions/recoveries
maximized.
Education
MBA program -
George Washington University, courses completed
BA, Psychology - Washington & Jefferson College
Other
Boards of Housing Solutions, Inc.
Honolulu Rotary
Waikiki Yacht Club
Other Hawaii non-profits.
