 |
JERRY L. BOWMAN
International Retail Banking and Small Business Banking |

|
MARY
DENTON, CFA
International Finance and Investments |

|
THOMAS
A. de ROQUE
Financial Consultant |

|
MARITZA
DIAZ
International Human Resource Manager |

|
ELIZABETH ELLIOT
Senior Training and Organizational Change Consultant |

|
TRESA EYRES
Instructional Designer and Developer |

|
PATRICK FLANNERY
Senior Banking Consultant |
|
|
MUSTAFA
GÜRTIN
Executive Advisor -
Turkey |

|
VICKY HARPER
Retail Banking Consultant
|

|
THOMAS HOFSTEDT, Ph.D.
Senior Organizational and Strategy Consultant |

|
JOAN M. KAPLAN
Organization Development
/ Management and Employee Skill Development Consultant |

|
CAROL LIPWORTH
Training & Development and Performance Improvement Consultant |

|
JOHN E. OLIVER
Global Specialist in Banking and Strategic Bank Management |

|
WILLIAM H. MERCER
Compensation Consultant |

|
PETER K. OPPENHEIM
International Banking Expert |

|
DONALD
L. SCHAEFER
International
Retail Bank Operations Consultant |

|
ROBERT A. STONEHAM
Financial Consultant |

|
PATRICIA
A. TABER
Banking Human Resources
Specialist |

|
RICHARD WORTLEY
Credit Management Specialist |

|
J.B. WOODS
President, Advisory Services,
Inc. |